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Who we are

Fairstone Bank, together with its subsidiary companies, Fairstone, EdenPark and Fig, forms a leading Canadian consumer lending group that offers a breadth of financial services – from credit cards and rewards to programs to GICs, lending, and financing programs for retailers and other businesses.

Our value-driven approach to financial services is at the heart of everything we do. By developing financial products and services that propel our partners’ businesses, we empower them to deliver the best value to their customers.

Roots in Canadian lending

Collectively, Fairstone Bank and its subsidiaries have been providing financial services that enable Canadian consumers and businesses to achieve their goals for nearly 100 years.



1998 to 2000


Community Finance founded in Canada, marking the start of our Canadian legacy

Beneficial (incorporated in Canada in 1933) acquires Community Finance

The Associates acquires Beneficial, then Avco. Citigroup acquires The Associates; becomes CitiFinancial Canada

Walmart Canada Bank launches

Roots in Canada lending for nearly a century

CitiFinancial Canada becomes Fairstone

Walmart Canada becomes Duo Bank

Duo Bank acquires Fairstone and in 2022 is renamed Fairstone Bank, offering an array of financial services

Fairstone acquires EdenPark, expanding automobile financing, and launches Fig, offering a fully digital lending platform




2022 & 2023

“We’re a bank founded on the purpose to be Canada’s most accessible and responsible consumer lending bank .

Our core values


We own our role and behave responsibly


We are open to different points of view and embody understanding


We bring forward new ideas, processes and products to create value


We act with integrity and hold ourselves to the highest standards


We contribute to and celebrate our shared success


We treat everyone with respect and empathy

Fairstone Bank business partners

First National Financial LP